Mortgage Services

Finding a mortgage in the Turks and Caicos can be a challenge; the banks have tightened up and private lending sources have dried up. Although there are private mortgage options on the island, timing is very important as there needs to be an investor looking to lend on the type of property you are buying at the time you are buying it, not exactly something you can count on. Our mortgage partner here at, Carib Capital consolidates the few options that exist in the market making it easier for buyers to find financing, when they need it.

Carib Capital’s lending options include a Caribbean based mortgage fund for larger loan sized deals and private investors based in the Turks and Caicos. Generally the banks are not an option, so non-bank lenders are the primary lending sources here in the TCI. The cost of borrowing is higher than what most borrowers are used to at home, however that is simply a fact of doing business here in the Caribbean.

For those doing business in the Turks and Caicos, Carib Capital offers hard money commercial loans, bridge loans, acquisition loans, construction financing and more. Again, these non-bank options are designed to give borrowers access to quick and easy financing options; time is money. Carib Capital lends throughout the Caribbean and North America as well for your deals outside the Turks and Caicos.